Optimize your NJ Rental Property with Short-Term and Long-Term Rentals

So you have a NJ Rental loan and found a property to rent out.  Now, you want to decide whether to do a short-term rental or a long-term rental. Let’s figure out how to maximize your income by doing both!  Focus on the Pros of Long-Term and Short-Term NJ Rental Properties There are a lot […]

What is a Long Term Rental?

A long term rental is distinctively different from a short term (or vacation) rental in many ways. Let’s take a look at long term rentals and how you can start your long term rental business.   How Do You Define a Long Term Rental? Long term rentals across the US are, most commonly, a primary residence […]

What is a Short-Term Rental?

Also called vacation rentals, short term rentals have certain distinctives that separate them from long-term rentals. Let’s take a look at what they are to help you start and run a successful business. How long is a Short-Term Rental? From a few days up to 1 month, a short-term rental is basically where people can […]

Short Term vs Long Term Rentals: How To Decide

Whether you have a property you are looking at converting to a rental or you want to purchase a new property for rent, deciding what type of rental will be one of the first decisions.  Short term rentals have many exciting pros but you still have to be aware of the cons. The same goes […]

Ensuring Reliability for Short Term Rental Income

One of the biggest fears any new business has is “Will it bring in any money?”  This question has stopped many new business ideas in their tracks as people let the worry and fear take over.  What starts out as excitement and a desire to build can fall very quickly if profits are not made […]

Airbnb in your Primary Residence or a Secondary Property

As travel trends have changed over the years, infrastructure has had to morph along with it. People have come to want a more authentic experience as they explore a new area. Airbnb styled short-term rental options have ever-increasingly stepped in to fill the demand. These can be an exciting investment, both financially and personally. If […]

How to Get Money to Flip a House

Many people who are interested in fix and flip real estate investing find the most challenging part of flipping houses is money.  Houses aren’t cheap.   Don’t worry, we have outlined several solutions for your funding problems below. Whether you flip houses for a living or have it as a lucrative side hustle, every house-flipper needs […]

The Secret to Making Money on Fix-and-Flip Houses

One of the most exciting and prosperous real estate investments is the fix-and-flip. Buying a home that needs some work – below market value, making some repairs and then selling it for a profit.  Here are some of the secrets of making the most of your investment. By following these tips, you can turn flipping […]

How To Flip Houses for a Living

For many individuals, the promise of financial freedom is a tantalizing goal. However, if you’re only working a job for someone else, you likely won’t experience that kind of freedom. While there are many business opportunities for motivated entrepreneurs, one of the most rewarding can be flipping houses. In this article, we’re going to tell […]

How Accurate is Zillow for Fix and Flip Home Values?

It is likely that anyone who has been looking at the real estate market comes across Zillow at some point. Zillow is a website that lists properties for sale and offers insight into how much those properties are worth compared to their sale prices. Because of the amount of information Zillow offers, many use it […]

Great Ways to Find a House to Flip

The business of flipping houses rests almost solely on finding the perfect house to work with quickly.  Being able to identify a house that is affordable, fixable and profitable is not an easy task, and it is one that has caused many to fail in the past. Choosing the wrong house can lead to many […]

Flipping Houses Part Time: A Great Way to Get Started

If you are interested in taking a stab at the fix and flip industry, flipping houses part time is a great way to get started. In fact,  it is a common way to break into the business while continuing to pursue the rest of your life with minimal disruption.   Here is how you can flip […]

Fix and Flip Loans: How to Choose The Right Option

There’s a saying that explains how money doesn’t buy happiness. This is certainly true. However, there’s another saying. That one sounds a little something like “money makes the world go ‘round”. This is also a true statement. Just about anything in life requires money or some form of payment to enjoy. When it comes to […]

How Long Does it Take to Flip a House? The Complete Timeline

Flipping houses is exciting and it can lead to great profits.  A big factor in how much money you will make is the time it takes to complete the flip.  The longer you have to hold the house while you are completing renovations or trying to sell it, the less money you will make as […]

How to Choose a House to Flip

Flipping houses is exciting!  It can also be very profitable.  Following some very important principles can help to tip the odds in your favor that your next Fix and Flip project will be hugely successful!  Finding the right property to Fix and Flip is one of the most important steps in the process.  In this […]

How to Flip Houses for Beginners

So, you’re interested in flipping houses, eh?  You’ve spent an entire Saturday watching HGTV and see the profits that can be obtained from flipping houses. Now, you want to get into the house flipping game.  Great!  (I did the same thing!) The question is, how do you get started? Flipping houses is a bit more complicated than […]

Quick and Easy Projects to Boost Curb Appeal

If you are trying to flip a home, one of the most important tasks you have is to add curb appeal. The goal is obviously to attract as many potential buyers as possible, and the best way to do so is to make the outside of the property look as appealing as possible. However, many […]

How to Use a Hard Money Loan for Real Estate Investing

Hard money loans are short-term financing options that can be used as a loan for an investment property. This type of loan is ideal for home flippers, as it is quick and easy to get approved. Hard money loans do not come from traditional banks or large financial institutions, but rather private lenders, meaning approval […]

Fix and Flip Tips

At Brass Financial Group, we want to make flipping homes easier for you. We do that mainly with our No Doc financing program, however our goal is also to educate the public on sound investment tips. Watch below to learn some important things to remember before embarking on your first flip!

Should You Expand Your Business?

If your small business has been thriving for an extended period of time, you may be considering expansion. While expanding at the right time can cause your business to boom, there are many components to business expansion that must be considered before making this big decision. Whether expansion to you means opening a new location, […]

How To Use a Small Business Loan

Having a consistent influx of capital is necessary to continue the growth of your business. While the idea of taking out debt may be scary to some entrepreneurs, the fact is it is difficult to continue to grow without it. By taking out a small business loan, you essentially have a large amount of money […]

How To Build the Right Fix and Flip Team

Flipping a home requires knowledge, research, and arguably most importantly, teamwork. Nobody can flip a home on their own, and if they attempt to, it will flop in no time. It is important to surround yourself with people you trust will get the job done correctly and efficiently. There are several key members to a […]

What Can Hard Money Do For Me?

A hard money loan can be the gateway to the financial freedom that you have long been searching for. With a hard money loan from Brass Financial Group, you do not have to worry about your credit, tax returns, W-2s, etc! Because hard money lenders are more concerned about the property as opposed to you, […]

Why Should I Take Out a Hard Money Loan?

Have you been turned down by a bank lately for a mortgage? Good news: you still have options! If you are ready to buy a property, your path to ownership doesn’t end just because a bank says “no.” Hard money loans are a great tool for real estate investors. At Brass Financial Group, we are […]

Reasons to Take Out a Personal Loan

If you are in urgent need of immediate cash, a personal loan is perfect for you. Used for a variety of purposes, these loans are the perfect way to get a quick influx of cash without worrying about bank delays. For example, at Brass we close personal loans in as little as a day, making […]

How to Invest in Real Estate with No Money

The world of real estate investment is overflowing with different investment opportunities. However, the general consensus around the industry is that you need large sums of cash on hand to be able to break into the market. Although this may have been true in the past, now there are so many different ways to break […]

How to Make Financial Projections for Your Business

If you have ever seen Shark Tank, you are well aware that the most commonly asked question is “What are you projecting your sales to be?” Almost always, the Entrepreneur responds with a number that seems astronomical, and you are left wondering where they possibly came up with that. However, this number is precisely calculated, […]

Reasons to Consider a Small Business Loan

Starting up a company is a difficult balancing act. On one hand, you want to make sure word spreads about your company, and you need to have the capital ready for that influx of business. On the other hand, going into debt when you are unsure of your future cash flows can really be a […]

Fix and Flip Tip 8/24: Focus on One Specific Area

Finding the right property for a fix and flip is often times the most difficult part of the process. Often times, the most successful flips are done in, or nearby, larger cities, as there is a high demand for homes. However, this also means there are a lot to choose from. Many large areas are […]

How to Make the Most of Your Kitchen Space

One of the most important parts of owning a home is having a kitchen that makes you proud. So much of a home revolves around the kitchen, so it is crucial that the room be properly maintained and well-utilized. Often times, the kitchen is not the size that you wish, and while a complete renovation […]

What are “Seller’s Markets” and “Buyer’s Markets?”

Many people have heard the terms “Buyer’s Market” and “Seller’s Market,” but do not recognize the difference. Just like everything in real estate and in the economy, there are a variety of factors that determine whether the real estate market is currently suited for buyers or sellers. But what are these indicators, and what causes […]

Fix and Flip Tip: Aim Small When Beginning

As HGTV flipping shows continue to become more popular, the idea of flipping a home is more attractive now than ever before. However, real life flipping is not what it seems to be on TV. There are so many moving parts to flipping a home, and without complex planning beforehand, a flip can go horribly […]

How Much Should I Charge for Rent?

Getting into the rental industry is a big step in the real estate market, and there is arguably no better time to get into this market than now. As the younger generations continue to put off buying homes due to immense student loan debts, becoming a landlord at this time can be a lucrative opportunity. […]

How to Renovate Your Home on a Budget

All homes age differently, but nonetheless, there will come a time where your home needs an upgrade. While it may seem like a daunting task at first, balancing a needed renovation and a tight budget can be done, while still making your dream home look up-to-date. By doing extensive research prior to the start of […]

How to Make Money Off of a Rental Property

Starting the process of becoming a landlord can be a daunting task without enough research. If you do not crunch the numbers correctly prior to making your first home purchase, you could be left in a tight financial situation. Owning rental property can be a risky situation if not done correctly, as the property may […]

The Revival of Atlantic City

It was not too long ago that Atlantic City, NJ looked as if it was losing its appeal. As the casino industry seemed to be in decline, it appeared it would take a miracle to revitalize this once booming shore town. The last decade has seen almost as many shuttered casinos as open ones, and […]

Are You Ready to Buy Your First Home?

  Do you think you are ready o buy your first home? Making the move from renting to owning your first home is an exciting time. However, it is likely the most expensive purchase you will ever make, thus this move must be planned and researched extensively. Many people think they have enough savings to […]

Helpful Tips for Flipping a Home

Arguably the most popular trend in the real estate industry today is the growing interest in flipping homes. When done correctly, flipping a home can give an investor a lucrative profit, however it is a risk. If not done correctly, the home could possibly not sell, and the investor ends up paying the mortgage and […]

The Benefits of Real Estate Investment

In an age where it is rare to receive over a 0.1% interest rate on a standard savings account, people are looking elsewhere for ways to stash their hard-earned money. There are always standard treasury bills and online savings accounts that offer slightly higher interest rates than a traditional bank account, however the rates are […]

3 Tips for Securing Funding for an Investment Property

When it comes to real estate investments, securing funding for investment property is often times the most stressful part. If you’re preparing to buy a new investment property, check out Brass Financial Group’s top tips to make the funding process run smoothly. 1. Shop Local When you look to local institutions for funding for an […]

Wondering What a House Appraisal is Based On? Brass Financial Group Explains

Whether you’ve bought or sold property, if you’re involved in real estate, you’ve likely encountered a home appraisal. A home appraisal is conducted to determine an estimated market value of a property. Once completed, the information is used by real estate agents, buyers, and banks to help them make critical decisions like how to price […]

Real Estate Investment 101: Learning About Loans for Flipping Houses

The day-to-day life of a real estate investor can be exciting, but the actual work follows a fairly predictable pattern. Find a property to flip, find financing, fix up the property, then get it on the market. The more time you can dedicate to locating great properties and flipping them, the more money you can […]

3 Key Things to Know Before Buying a Condo

At Brass Financial Group, we believe the best kind of consumer is an informed consumer. If you’re on the market for a new property, you’re likely looking at all types of homes, including single-family homes, townhomes, and condos. Whether you’re buying a new rental, vacation home, or primary residence, each property type comes with unique […]

What You Should Know Before Getting an Investment Property Loan

If you’re one of the 7 million Americans currently looking for an investment property, chances are you’re also looking for a loan to finance that investment. Getting an investment property loan may seem daunting at first, but with Brass Financial Group, the process couldn’t be simpler. If you’d like to learn more about how to […]

What Sells Houses Quickly? Brass Financial Group Explains

Whether you’re preparing to sell your primary residence or embarking on a fix and flip, it’s crucial that you know what sells houses quickly. Each month that your house sits on the market is another month that you’re paying the mortgage, taxes, and utilities instead of scheduling your settlement. In this guide, the experts at […]

What is a Hard Money Loan and Who Needs It?

The world of real estate can seem like a complex place. There’s so much to learn about; what determines a property’s value, local pricing trends, early indicators of market changes, and we haven’t even started talking about financing! If you’re just starting out as a real estate investor, you’ve probably heard a lot of new […]

Have You Been Wondering, “Will I Get a Mortgage?”

Looking for your dream home can feel like a full-time job. When you also have to search for the perfect financing, the whole process can feel overwhelming. Unless you’re part of the 32% of people who buy their homes in cash, you’ve likely wondered, “Will I get a mortgage?” while perusing listings in your area. […]

Do You Know When and How to Sell a House that Needs Repairs?

Even when we try our best to plan for everything, life sometimes throws us a curveball. Maybe you need to change locations for a career opportunity or to accommodate a growing family. Or perhaps your most recent fix and flip was a bit more than you bargained for. Regardless of whether it’s a primary residence […]

Getting a Mortgage for A Vacation Rental Property: Is It Worth It?

As summer draws to a close, you may be reflecting on your favorite vacation moments, or better yet, already planning some new ones. Last year, nearly 1 million people decided to start making memories at their own vacation property. And, at least 25% of all vacation property owners have decided to make some money in […]

Is Buying a Short Sale Home a Good Idea? Brass Financial Group Explains

A “short sale” may sound like a quick and painless process, but in reality, it can be a lengthy and costly way to buy a house. The term short sale can be misleading, as it sounds like the sale will be completed in a short amount of time. However, “short sale” alludes to the fact […]

What is a Hard Money Loan?

Did you know that if you’ve been turned down by a bank for a traditional mortgage, you still have options? If you’re ready to buy a property, your path to ownership doesn’t end just because a bank says “no.” Hard money loans are a great tool for real estate investors. At Brass Financial Group, we […]

Financing for Flipping Houses: Where to Start?

If you’re looking for financing for flipping houses, it pays to do your homework. Deciding which type of lender you want to work with will help determine how smoothly your project will run. If you’re hoping for a project where your financing partner gives you a competitive edge in the market and allows you to […]

Quick Loans: NJ Financial Group to the Rescue

If you’re a real estate investor working on a fix and flip, a rental property, or trying to buy a house in foreclosure, you know that easy access to financing is one of the keys to success. When investors need quick loans, NJ financial leaders at Brass Financial Group are here to help you succeed. […]

How to Buy an Investment Property: A Step by Step Guide

1. Select the right house in the right location. The first step in learning how to buy an investment property is location, location, location! An ideal investment property is one that requires mostly cosmetic corrections in an area that has shown a steady increase in property values. Locations that have lots of nearby employment opportunities […]

Are You Ready to Start Buying and Selling Houses for Profit?

If you’re already a real estate investor, you know that flipping houses can be very lucrative. In fact, the average gross profit from a flip in 2016 was $62,624, resulting in a 49.4% ROI, which is the highest it’s been since 2000. With that kind of earning potential, it’s no wonder more and more people […]

Are Commercial Hard Money Loans A Good Idea?

Real estate investors have to make tough decisions every day, which is part of what makes being your own boss both rewarding and challenging. A fundamental question that investors have to answer before starting out on the next big project is, “Where will I get the funding?” In this article we’ll review situations in which […]

How Much Can You Make Flipping Houses?

Home prices are on the rise. Profits from fix and flips are at a 10-year high. And, as of 2015, the average flips per investor was just 1.63, indicating that more and more small investors are entering the market. All of these facts suggest that fix and flips can be quite lucrative, but how much […]

How An Inventory Loan Can Help You

For entrepreneurs, the most exciting times are when their small- or medium-sized businesses are growing. But with that excitement there are inevitably growing pains. One of those growing pains is most evident when you’ve just gotten a big purchase order from a major client. Suddenly, your inventory isn’t enough to fulfill your new purchase order […]

Brass Financial Group Provides Small Business Loans for Trucking Companies

Did you know 70% of America’s freight tonnage gets moved across our country by trucks? In fact, according to the American Trucking Association, it takes 3.4 million trucks and 3.5 million drivers to move these goods from coast to coast and everywhere in between. At Brass Financial Group, we’re proud to provide small business loans […]

4 Situations Where It Pays to Work With Hard Money Mortgage Lenders

If you’re looking to move quickly on a real estate purchase, whether it’s for personal use or as an investment, hard money mortgage lenders can help you. Hard money loans require little paperwork, aren’t based on your income or credit score and get you the money you need fast. Here are four situations where it […]

How Do Bridge Loans Work in Real Estate?

With the wide array of financing options available in the real estate market, it can be a challenge to choose the option that’s best for you. At Brass Financial Group, we know that being well informed about your options helps you make smart decisions. Though commonly used, one frequently misunderstood financing option is the bridge […]

Choose the Best Hard Money Lender for Your Real Estate Needs

If you’re ready to start earning extra income as a real estate investor, but don’t have the money to fund your project, a hard money loan can help you realize your dream. When it comes to real estate, picking the right lender can be as important as picking the right property. Learning how to find […]

Use a Hard Money Loan to Flip Houses

Brass Financial Group can help you make money by flipping houses with hard money loans. The real estate market is heating up, and there’s no better time to become a real estate investor. If you’re looking to earn large profits by flipping houses, but don’t have the capital or the credit to get started, Brass […]

Restaurant Business Loans – How Much Does It Cost To Open A Restaurant?

Pop up restaurants and boutique cafes are on the rise thanks to trendy, small business restaurants becoming more popular among consumers. Whether it’s upscale dining or farm-to-table eating, more and more people are starting seeking a restaurant business loan to finance their culinary concept. The trouble is, banks often times see these start ups as […]

What Can a Business Loan Be Used For?

If you’ve been reading our blog, you know now that Brass Financial Group funds loans for small businesses regardless of bad credit, without proof of income, and without the mountain of paperwork required by banks. But what sort of things can a business loan be used for? Equipment One of the most common uses of […]

Making Extra Income With A Fix And Flip Loan

If you’ve ever considered investing in real estate, now is the perfect time–particularly in South Jersey. As prices in Atlantic City drop, real estate investors are nabbing properties at rock-bottom prices, giving them a makeover, and selling at a huge profit. This includes plenty of shuttered businesses and casinos, but the low prices are impacting […]

No Doc Small Business Loans – Brass Financial Group

The no doc small business loan is simple, straightforward, and it’s perfect for business owners with bad credit. Why? Because we’ll approve your loan with absolutely no income documentation required. How It Works Our process is easy, fast, and will get your loan to you in 7-14 business days. Submit an application. Fill out our […]

How to Get a Real Estate Loan with Bad Credit

If you have bad credit, going through a bank to get a real estate loan can be difficult. The fear of being denied can stop some people from applying in the first place, and the reasons are understandable. Providing proof of income, assets, and an explanation for your low score can be daunting, not to […]

Business Loans Based on Cash Flow

If you’re seeking a business loan from a bank, you’re undoubtedly concerned with your credit rating. Banks put a lot of stock in FICO scores when it comes to approving business loans and deny many applications on this basis alone. The problem with this, of course, is that a credit score doesn’t provide the whole […]

How Hard Is It To Get A Business Loan?

Starting a business is rocky, and the need for funds is just one problem people may encounter. In the past, one solution new companies have sought has been to apply for a small business loan from the Small Business Administration (SBA). Unfortunately, the economic climate of recent years has caused banks to adopt a highly […]

How to Get a Small Business Loan With Bad Credit

It’s not uncommon for small businesses to encounter a last-minute need for a loan, but if your credit isn’t up to par, most banks will turn you away. In fact, 82% of all small business loans applications are rejected by banks. In this day in age, getting a small business loan with bad credit through […]