If you’re ready to start earning extra income as a real estate investor, but don’t have the money to fund your project, a hard money loan can help you realize your dream. When it comes to real estate, picking the right lender can be as important as picking the right property. Learning how to find a hard money lender isn’t complicated, you just have to know what to look for.

Work with a Specialized Lender

Choosing a financial partner that specializes in hard money loans, like Brass Financial Group, ensures that you’re working with a team that knows the ins and outs of originating and servicing asset-based financial products like hard money loans. We routinely approve loans that banks have denied and we can often get them closed in under 14 days so you can get started on your real estate project sooner.

Shop Local

When you’re trying to find a hard money lender, remember to shop locally. Local lenders often have more flexibility in customizing a loan to your specific project, rather than adhering to the same strict nationwide guidelines. At Brass Financial Group, we’ve funded more than $1 billion dollars in the New Jersey area. Our hard money loans have competitive rates with affordable interest-only payments, 1-3 Year terms, and loan to value up to 80%.

Experience Matters

It’s important to choose a well-established lender with a proven track record. Brass Financial Group is a family business that has provided loans for the real estate projects and small businesses of more than 5,000 families over the last 20 years. You can learn more about our track record by reading some of our client’s testimonials.

When You Need Cash, Call Brass!

If you’re looking for an experienced lender with competitive rates, look no further than Brass Financial Group. We’re here to quickly and easily supply the funds you need for your next real estate investment. Fill out a loan application today or get in touch with us via email at info@BrassFinancialGroup.com or by calling our office at (609) 800-FUND.

Join the Conversation


  1. I like the idea of finding a lender who is local. It’s good to know that they may have more flexibility, like you said. I want someone who understands different trends in my specific area as well.

  2. Thanks for pointing out that local lenders will be able to be more flexible than lenders that follow the national guidelines. With that in mind, I will be borrowing from a local lender since the collateral that I have might not easily be approved. I just needed the money to buy a used car because my parents will be moving to another area which is why I can’t borrow their car anymore.

  3. A friend of mine has been curious about how you would find a hard money lender for some time now, but we weren’t sure how to find the right one. I really like that you say to remember to shop locally because they are usually more flexible. I know that I would love to support a local business, and work with someone familiar with the laws of the area.

    1. Hi Frank, please contact our office at (609) 800-FUND if you are interested in a Hard Money loan. Thanks!

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