If you are in urgent need of immediate cash, a personal loan is perfect for you. Used for a variety of purposes, these loans are the perfect way to get a quick influx of cash without worrying about bank delays. For example, at Brass we close personal loans in as little as a day, making this the perfect type of loan for someone who needs an emergency fund right away. Look below for the most common reasons to take out a personal loan, and if you feel that this is something that would benefit you, give us a call!

1. Improve Your Credit

One of the biggest items on your credit score is the amount of revolving credit you have, through credit cards and installment loans. If you need to start getting your score up, consider taking out a personal loan to pay off all of your credit card debt quickly. Additionally, this saves you a lot of money on interest, as the interest rate on your personal loan will almost certainly be significantly lower than the rate on your credit cards.

2. Wedding

For those that want to plan a memorable wedding, you need to be willing to pay A LOT. In 2017, the average wedding in the United States costed $25,764. It is safe to say that most people do not have that kind of money laying around, so taking out a personal loan for the big day may be your best option. Additionally, many people use the personal loan to also cover the costs of their honeymoon and engagement party.

3. Home Remodeling

Is it time for a new kitchen or roof? Making the change to solar panels? These are all great reasons to take out a personal loan. Home remodeling is one of the most common reasons for taking out a personal loan, as the costs of renovating a home can be astronomical.

4. Funeral Expenses

A funeral is one of the most expensive things that you will ever pay for, mainly because you are paying for so many different items. Between the casket, tombstone, funeral services, automotive equipment for the transportation, etc., these costs run up quickly. A personal loan is a stress-free way to get money fast to pay for all these services. Although you will have to pay it back over time, it is better than breaking the bank when you are already grieving.

5. Medical Expenses

Similar to above, medical expenses are something that nobody wants to discuss or plan for, but they can ruin lives if the costs get too high. Taking out a personal loan to cover things that insurance does not can be a great option.


There are countless reasons why people take out a personal loan. From vacations to car purchases, no two people have the same story for why they took out a personal loan. The wide variety of uses makes them attractive to everyone. If you are interested in taking out a personal loan, make sure to contact us! We have an unbeatable personal loan program with no minimum FICO score and VERY flexible terms!

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    1. Kella, please contact our office at (609) 800-FUND or fill out any of the intake forms on the site. Thank you!

  1. Goodevening, I need a investor to obtain a property in Pleasantville, then I will come up with an agreement to purchase the property from the investor.

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